Did the 2018 Tax Law Really Repeal the Individual Mandate?

Yes and no.  Technically the new Republican tax law does not repeal the individual mandate, that’s still the law of the land.  But it does eliminate the penalty for not following the law, so in practice people can ignore it with no consequences.  If found guilty of violating it, they’d pay a whopping $0.

Is that in fact “repeal?”  That’s up to you to decide.  What we do is figure out the practical impact of the tax law on your financial life, so we can save you money.